Struggling to get approved for a phone contract due to poor or no credit history? You’re not alone. That’s why we offer phones with no credit checks — so you can get the device you want without the stress of being declined.

No Credit Checks. No Deposits. No Hassle.

Whether you're looking for a budget-friendly handset or the latest iPhone or Samsung model, our no credit check phone plans give you a second chance — without the long forms or hard credit inquiries.

• ✅ No credit checks or hard searches
• 📱 iPhones, Samsungs, Androids & more
• 💳 Pay Weekly or Pay Monthly options
• 💼 Guaranteed approval options available
• 📦 Fast UK delivery – often next day

Top Phones Available with No Credit Checks

• 📱 iPhone 8, iPhone 11, iPhone 13
• 📱 Samsung Galaxy A13, S21, S22
• 📱 Budget smartphones from £4.59/week
• 📱 Unlocked & SIM-free phones

Who Can Apply?

We welcome applicants who may have been turned down elsewhere:

• 🧾 On benefits or low income
• 📉 Poor or no credit score
• 🧑‍🎓 Young adults or students
• 💼 Self-employed or gig workers

There are no hard checks, and applying won’t affect your credit file.

How It Works

1. 💻 Complete our quick 60-second form
2. ✅ Get matched with no credit check offers
3. 📱 Choose your phone & plan
4. 📦 Receive your phone — fast!
5. 💳 Pay weekly or monthly with no upfront payment needed

Why Choose PhonesOnFinance.com?

• 🎯 No credit check phone finance specialists
• 🚀 60-second application
• 🔐 Trusted UK lenders
• ⚡ Fast approval & quick delivery
• 📞 Dedicated customer support

We help thousands of people every month find phones they love — without the roadblocks.

Apply Today – No Credit Check Needed

It only takes a minute to apply. No fees, no obligations, and your credit score stays untouched.