Your new Mobile Phone is moments away - all credit types welcome

Phones with Bad Credit – No Credit Check Needed

Been turned down for a mobile phone contract because of your credit score? You’re not alone. At PhonesOnFinance.com, we specialise in helping people get phones with bad credit — quickly, easily, and with no judgement.

Bad Credit? No Problem.

We believe everyone deserves access to a mobile phone, no matter their credit history. That’s why we’ve partnered with UK lenders that offer phone finance with no credit check, so you can shop stress-free.

Popular Phones for Bad Credit Customers

Who Can Apply?

You can apply if you:

How Our Bad Credit Phone Deals Work

  1. 📝 Complete our quick 60-second online form
  2. ✅ Get matched with lenders who don’t run hard credit checks
  3. 📱 Choose your phone and plan
  4. 📦 Receive your device — with fast UK delivery
  5. 💳 Pay weekly or monthly with flexible terms

Why Use PhonesOnFinance.com?

Thousands of happy customers use us each month to secure the phones they want, no matter their credit situation.

Apply Now – No Credit Check Required

It’s quick, secure and won’t affect your credit score. Ready to get started?

💥 Apply Now for Phones with Bad Credit 💥