Your new Mobile Phone is moments away - all credit types welcome

No Credit Check Phones – Instant Approval, No Deposit, All Credit Scores Welcome

Looking for a new phone but worried about your credit score? You’ve come to the right place. At PhonesOnFinance.com, we specialise in no credit check phones — helping you get the phone you want with flexible payment plans, even if you have bad credit, no credit history, or are on benefits.

Choose from weekly or monthly payment options, with fast UK delivery and a simple 60-second application process.



Why Choose a No Credit Check Phone?

We believe everyone deserves access to the latest technology. Whether you’ve been declined elsewhere or are just starting your credit journey, our no credit check phone deals make it simple and stress-free:

We work with a trusted network of UK lenders focused on affordability, not your credit file. We're here to support you with a plan that works around your lifestyle and income.



iPhone 16 No Credit Checks

iPhone 16 – No Credit Check, Pay Weekly or Monthly

Be one of the first to own the cutting-edge iPhone 16. Available on flexible finance terms with no credit checks, bad credit accepted, and guaranteed approval options. Whether you choose to pay weekly or monthly, we make it simple and accessible.

iPhone 15 No Credit Checks

iPhone 15 – Pay Monthly or Weekly, Bad Credit Welcome

Get your hands on the sleek and powerful iPhone 15 with no credit score needed. Our plans suit all budgets with options for bad credit customers. Apply today for no-deposit phone finance on Apple’s latest technology.

iPhone 14 No Credit Checks

iPhone 14 – No Credit Check, Finance Available

Get the sleek and powerful iPhone 14 with flexible finance and no credit check required. Choose weekly or monthly payment plans that suit your lifestyle.

S23 No Credit Checks

Samsung Galaxy S23 – Bad Credit Accepted, Apply Online

Enjoy cutting-edge performance with the Galaxy S23. Finance options available for all credit types – no hard credit check needed.

Google Pixel 7

Google Pixel 7 – Pay Weekly with No Credit Checks

Capture stunning photos and enjoy pure Android with the Pixel 7. Affordable pay weekly phone finance – no matter your credit score.

iphone 13 no credit checks

iPhone 13 – Phones on Finance, No Credit History Needed

Apply today for an iPhone 13 with no upfront costs. We accept customers with poor or no credit history.

View Cheap iPhone 13s
Galaxy A54 Bad Credit

Samsung Galaxy A54 – Bad Credit Finance Approved

Looking for a stylish, budget-friendly phone? The Galaxy A54 is available with guaranteed finance approval, even with bad credit.

iPhone SE bad credit accepted

iPhone SE 2022 – Finance Available with No Credit Score

Powerful and compact, the iPhone SE is perfect for all budgets. Apply for no credit check finance today.

Samsung Galaxy No Credit Checks

Google Pixel 6a – Guaranteed Approval, All Credit Types

Get the intelligent Pixel 6a with flexible payments. All applications considered – no matter your credit score.

iPhone 12 No Credit Checks

iPhone 12 – Pay Monthly, No Hard Credit Checks

Stay connected with the powerful iPhone 12. Flexible monthly finance with no credit checks or hidden fees.

Galaxy S22 bad credit welcome

Samsung Galaxy S22 – Phones for Bad Credit

High-performance meets sleek design in the S22. Apply with bad credit and get approved fast with no deposit.

iPhone 11 on Finance

iPhone 11 – No Credit Check Phone Plans Available

Still one of the most popular phones. The iPhone 11 is available on no credit check plans with low weekly payments.

Google Pixel 8 on Finance

Google Pixel 8 – Latest Android, No Credit Score Needed

Experience AI-powered photography and fast performance with the new Pixel 8. Get yours today with no credit check.

Galaxy Z Flip 5 Pay Monthly

Samsung Galaxy Z Flip 5 – Flexible Finance for All

Get the foldable phone everyone’s talking about. Finance available with no credit checks – just choose your plan and go.

iPhone XR Pay Weekly

iPhone XR – Budget-Friendly, Bad Credit Accepted

Affordable, stylish, and available for weekly or monthly payments with no credit required.

Samsung Galaxy A34 on Finance

Samsung Galaxy A34 – Finance with No Upfront Cost

One of the best value Androids on the market. Get yours on finance with zero deposit and no credit checks.

iPhone 8 bad credit welcome

iPhone 8 – No Credit Check Phone for All Budgets

A classic iPhone with solid performance. Available on pay weekly plans with no credit score checks.

Google Pixel 5 on Finance

Google Pixel 5 – Phones on Finance for Bad Credit

Older model, same Google smarts. Pay weekly and no credit checks required – all credit profiles welcome.

Galaxy Note 20 Pay Monthly

Samsung Galaxy Note 20 – Flexible Plans for Any Credit

Need a powerhouse phone? Get the Note 20 with no credit checks and flexible payment terms.

Samsung Galaxy A14 Pay Monthly

Samsung Galaxy A14 – Starter Phone with Flexible Finance

Great for first-time buyers or backup phones. Apply for no credit check finance today and get approved instantly.

iPhone 11 Pro Pay Weekly

iPhone 11 Pro – Premium Feel, No Credit Check Needed

Step up to the iPhone Pro line with easy finance and zero credit pressure. All credit types welcome.