Your new Mobile Phone is moments away - all credit types welcome
At PhonesOnFinance.com, we believe everyone deserves a second chance — that’s why we offer phones with no credit checks, welcoming all credit types, including no credit history at all. Whether you’ve been turned down before or are starting fresh, we’re here to help.
We work with real people, not just numbers. Need flexibility? We can help adjust your payments to suit your situation. Our team is always here to listen and support — because life doesn’t always go to plan, and we get that.
Yes, we specialise in phone finance with no credit checks. Our trusted UK lenders approve customers based on affordability, not credit score. Even if you've been declined elsewhere, you can still apply and get approved today.
Pay weekly phone finance allows you to spread the cost of your new phone into small, manageable weekly payments. There’s no large upfront fee, and repayments are taken via direct debit or a similar method weekly for your convenience.
Absolutely. We help people with bad credit, no credit, or CCJs get approved for phone finance. Our approval process focuses on your ability to pay, not your credit history.
Yes, all phones are brand new (unless stated otherwise) and SIM-free, meaning you can use them with any UK network. You’re free to choose your preferred provider without being tied to a contract.
We offer a wide range of no deposit phones, including the iPhone 8, iPhone 11, Samsung Galaxy A13, and more. Simply browse our deals and apply for a plan that suits your budget and lifestyle.
Our application process takes less than 60 seconds to complete. Most customers receive a decision instantly or within a few minutes. Once approved, your phone could be shipped as soon as the next working day.
You’ll need a valid UK address, a form of ID (like a driving licence or passport), proof of income or benefits, and a UK bank account to set up your payment plan.
No, there are no penalties or hidden fees for early repayment. You can pay off your phone in full at any time to clear the balance sooner.
Yes! You can choose to pay weekly or monthly depending on your preference. Both options come with flexible terms and no credit checks.
Simply click the ‘Apply Now’ button on your chosen phone, complete the short form, and you’ll get an instant decision. It’s quick, easy, and won’t affect your credit score.
